Helping First Time Home Buyers Save Thousands

Helping First Time Home Buyers Save Thousands

Be ready with advice about down payment assistance 

The biggest barrier to buying a home is coming up with the necessary down payment. By sharing information with your prospects about down payment assistance, you introduce them to some tools they may not otherwise have been aware of. For example, first-time home buyers in Maryland wanting to purchase in  Prince George’s County if they meet certain criteria PATHWAY TO PURCHASE is a great program to utilize,  provides home purchase assistance to eligible first-time homebuyers to purchase owner occupied or vacant residential properties anywhere in Prince George’s County. Home purchase assistance includes down payment and/or mortgage principal reduction costs and/or closing costs. For more information, you can get started by visiting: 

FHA loans are one regular go-to for low down payment options. These loans are insured by the Federal Housing Administration and only require a down payment equal to 3.5% the value of a home, rather than the traditional 20% that is out of reach for many first time buyers. They also typically offer competitive interest rates and lower closing costs. Ask your realtor for at least three recommendation for mortgage lenders who specialize in first time home buyers programs is a great way to begin. Another helpful resource  for Maryland first-time buyers is the Maryland Mortgage Program,

There are additional programs for veterans(, rural areas(, Native Americans and other niche populations that can help, as well as state-specific grants and programs.  So first time home buyers find a realtor who specializes in helping you get connected with the right team of professionals that can help make homeownership more affordable for you today.

For more information register for a Free Home Buying Workshop, May 26, 2018,

South Bowie Branch Library, PGCMLS

15301 Hall Road

Bowie, MD 20721

Save your seat today by register at

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Phone: 540-429-5073
Dated: May 4th 2018
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